Why should you use a financial manager?

Managing finances is one of the key challenges for those who want control of their own money at the end of the month. This is a task that requires a lot of discipline to track and record all your expenses, income and plan expenses to know how you spend your money or if you spend more than you earn.

It is in this context that the need arises to have a financial manager, which is nothing more than a tool to assist in the planning of your budget, analysis and control of accounts. In a short time you will see that with the proper management of your money it is a simple saving activity to invest or realize a dream.

What is the difference between the spreadsheet and the financial manager?


The most common option for managing finances is the spreadsheet, which can be done in both Excel and Google Drive. There are several free templates available on the internet, where you simply enter the revenue and expense values ​​in the right field to make the calculations automatically.

In addition to tracking personal spending, the spreadsheet helps you get a general idea of ​​how you make use of your money. When we list all spending in one place, it’s easier to get an overview of how we use our resources. We are often surprised at small expenses, but when taken together they make up a good portion of our budget.

Simple expenses such as coffee, bus to work, cigarettes and grocery shopping.

By creating the habit of organizing, you become aware of where the money is going and can think of several more sensible ways to spend it. Make a routine of when you will update the spreadsheet and how often to keep pace.

On the other hand, to further simplify our lives there are financial managers, which can be “computer programs” or an “internet application” with the advantage of being accessible anywhere and with the possibility to follow up on the phone too.

Why should you use a financial manager?

Controlling finances can be easier when you have accurate and accessible information. It is very common for a person to have more than one bank account (which may be a personal and other payroll account, for example), credit card, savings or shares of some company. Organizing all these items can be quite confusing if you do not have a financial manager.

In addition to providing facilities for organizing your finances, the manager allows you to schedule payables by due date and by type of expense. And even when updated, it can help you remember future commitments.

Surely your financial planning will be much more accurate when you need to plan to buy a vehicle, for example. You will know how much you have to pay for down payment and how much installment you can handle in your monthly budget.

What are the available financial manager options?

money loan

In a quick search on the internet we found a few dozen options, but to make your life easier we select the most known so that you can decide which one you prefer to use. Now just pick one from the list and be amazed at the effects of this organization. Maybe your salary could last until the end of the month?

Pocket Guide

The only free and automatic online financial control app that organizes your finances in under 2 minutes. Intuitive and easy to use, the program keeps your account and bank balance always up-to-date so you have complete control over your financial life. The categorization of expenses is also automatic, which allows you to understand where your money is going.

Simple to follow, with the Pocket Guide you know what’s going on with your money in one place and get expense advice and when your budget will pop. The Planning feature is another that can make a difference to your financial life: you can set your goals and automatically track how much you have left to spend in each category.

Minimum Bank

Minimum Bank was one of the first banks to offer personal financial manager services. In addition to the normal features of this type of tool, the bank offers the ability to schedule and make payments through the application, a guide for self-service end-to-end agencies.

My money

As with other My Money managers, you can control your budget, payable accounts, and receive bank bonds, credit cards, goals, and profits, payers, payers, categories, email notifications, bank statement import, data export to supplemental spreadsheets, clear and detailed graphical reports.

Zero paper

Among the many features that we introduce Zero Paper has all but the differential of having the option to include photos and scans of vouchers and accounts. The focus of this manager is for freelancers and micro entrepreneurs who want to plan the financial flow of their company.

We recommend that you test all of the managers mentioned above to choose the one that best fits your needs. Because with one of them it will be easier to manage your finances, it is the best, in an automated, reliable and practical way.

How to succeed using a financial manager?

How to succeed using a financial manager?

Succeeding in controlling finances is when you can organize everything that goes in and out of your bank account, taking into account all the bills, expenses, and income that you owe or have paid. The manager will work as a backup tool to show you how much you earn and how much you spend monthly.

Tracking finances should be a constant exercise and the result will be gradual, meaning that it may take some time, but once the balance of your spending is found and maintained using a financial manager means it is a quieter and more comfortable life to accomplish all your dreams.